Published - January 13, 2026 08:00 am IST While number of active loan accounts have decreased, there’s a steep rise in outstanding amount | Photo Credit: Andrii Yalanskyi Although students from Tamil Nadu remain the leading recipients of educational loans across India, there has been a significant decline in the number of active loans they hold. Given that this student group has been the most active borrower in the country in the last decade, this sharp downward trend warrants a closer analysis. The chart below shows the number of active educational loan accounts in lakh across India between FY16 and FY25.