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Active educational loan accounts in Tamil Nadu declined drastically in last decade

Published - January 13, 2026 08:00 am IST While number of active loan accounts have decreased, there’s a steep rise in outstanding amount | Photo Credit: Andrii Yalanskyi Although students from Tamil Nadu remain the leading recipients of educational loans across India, there has been a significant decline in the number of active loans they hold. Given that this student group has been the most active borrower in the country in the last decade, this sharp downward trend warrants a closer analysis. The chart below shows the number of active educational loan accounts in lakh across India between FY16 and FY25.

Active educational loan accounts in Tamil Nadu declined drastically in last decade

Credit: Thehindu

Key Highlights

  • The number decreased from 27.4 lakh accounts to about 20.1 lakh in the period.
  • The fall can be mostly attributed to the fall in Tamil Nadu’s numbers.
  • The chart below shows the number of active educational loan accounts in lakh in Tamil Nadu between FY16 and FY25.
  • The number drastically reduced from 9.1 lakh accounts to 3.1 lakh in the period.
  • It is important to note that these are active loan accounts and so they do not include those which were completely repaid or written off.
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Sources

  1. Active educational loan accounts in Tamil Nadu declined drastically in last decade

This quick summary is automatically generated using AI based on reports from multiple news sources. The content has not been reviewed or verified by humans. For complete details, accuracy, and context, please refer to the original published articles.

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