Money

Best CD rates today, January 13, 2026: Lock in up to 4% APY today

January 13, 2026

As of January 13, 2026, various financial products including certificates of deposit (CDs), money market accounts (MMAs), and high-yield savings accounts are offering competitive interest rates, with some reaching up to 4.1% APY. Despite a general decline in deposit account rates, consumers can still find attractive options to help preserve their earning power and grow their savings.

Credit: Yahoo

Key Highlights

Best CD rates today offer up to 4% APY.
Money market accounts can earn up to 4.1% APY and provide liquidity and flexibility.
High-yield savings accounts also reach up to 4% APY despite a general decline in rates.
Research is essential to find competitive offers across different account types.
These high rates make these accounts attractive for growing long-term savings.

Sources

This quick summary is automatically generated using AI based on reports from multiple news sources. The content has not been reviewed or verified by humans. For complete details, accuracy, and context, please refer to the original published articles.

Best CD rates today, January 13, 2026: Lock in up to 4% APY today

Key Highlights

Sources

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