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As of December 22, 2025, high-yield savings accounts, CDs, and money market accounts are offering competitive interest rates, with yields up to 4.3% APY for savings accounts, 4.1% APY for CDs, and 4.25% APY for money market accounts. These rates remain above the national average despite recent cuts to the federal funds rate by the Federal Reserve, making it crucial for consumers to lock in these higher rates.
Credit: Yahoo
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