Money

Best high-yield savings interest rates today, January 18, 2026 (Earn up to 4% APY)

January 18, 2026

As of January 18, 2026, high-yield savings, certificate of deposit (CD), and money market account rates are available at competitive levels, with some accounts offering up to 4% APY. However, given the recent decline in deposit rates due to Federal Reserve actions, consumers are encouraged to shop around for the best available rates.

Credit: Yahoo

Key Highlights

High-yield savings accounts offer up to 4% APY.
CDs can lock in rates of up to 4% APY.
The best money market accounts provide 4.1% APY.
Deposit rates have been declining following three Federal Reserve rate cuts in 2025.
Consumers should compare rates to maximize their savings.

Sources

This quick summary is automatically generated using AI based on reports from multiple news sources. The content has not been reviewed or verified by humans. For complete details, accuracy, and context, please refer to the original published articles.

Best high-yield savings interest rates today, January 18, 2026 (Earn up to 4% APY)

Key Highlights

Sources

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