Money

Best high-yield savings interest rates today, January 19, 2026 (Earn up to 4% APY)

January 19, 2026

As of January 19, 2026, high-yield savings accounts, certificates of deposit (CDs), and money market accounts are offering competitive interest rates, with some accounts yielding up to 4.1% APY. Following three rate cuts by the Federal Reserve in 2025, it is crucial for consumers to evaluate their savings options to maximize returns before rates decline further.

Credit: Yahoo

Key Highlights

High-yield savings accounts offer up to 4% APY.
Certificates of deposit (CDs) can lock in rates up to 4% APY.
Money market accounts (MMAs) provide rates up to 4.1% APY.
The Federal Reserve cut the federal funds rate three times in 2025.
Consumers are encouraged to act quickly to secure high rates.

Sources

This quick summary is automatically generated using AI based on reports from multiple news sources. The content has not been reviewed or verified by humans. For complete details, accuracy, and context, please refer to the original published articles.

Best high-yield savings interest rates today, January 19, 2026 (Earn up to 4% APY)

Key Highlights

Sources

Related Stories

Close Brothers faces renewed scrutiny over cost-to-income targets

Paddy grain discolouration in parts of Nagapattinam worries farmers

Police warn public against fake accounts impersonating Krishna SP to solicit money