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As of January 11, 2026, interest rates for various savings products, including money market accounts, CDs, and high-yield savings accounts, are showing a decline due to the Federal Reserve's rate cuts in 2025. Consumers are encouraged to compare rates to maximize their earnings, with the best money market accounts offering up to 4.1% APY, CDs up to 4% APY, and high-yield savings accounts also reaching up to 4% APY.
Credit: Yahoo
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