Money

Best money market account rates today, January 17, 2026 (best account provides 4.1% APY)

January 17, 2026

As of January 17, 2026, the best money market account offers an annual percentage yield (APY) of 4.1%, while the highest certificate of deposit (CD) rates stand at 4%. With the Federal Reserve reducing its federal funds rate multiple times in 2025, consumers are encouraged to secure these competitive rates before they potentially decline further.

Credit: Yahoo

Key Highlights

Best money market account offers 4.1% APY.
Best CD rates currently at 4% APY.
Federal Reserve cut federal funds rate three times in 2025.
Deposit interest rates have been falling over the past two years.
Consumers are advised to compare rates for optimal earnings.

Sources

This quick summary is automatically generated using AI based on reports from multiple news sources. The content has not been reviewed or verified by humans. For complete details, accuracy, and context, please refer to the original published articles.

Best money market account rates today, January 17, 2026 (best account provides 4.1% APY)

Key Highlights

Sources

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