Money

Best money market account rates today, January 21, 2026 (secure up to 4.1% APY)

January 21, 2026

As of January 21, 2026, interest rates for deposit accounts, including money market accounts (MMAs), certificates of deposit (CDs), and high-yield savings accounts, are on the decline due to recent Federal Reserve rate cuts. However, competitive rates are still available, with MMAs offering up to 4.1% APY and CDs and high-yield savings accounts providing returns up to 4% APY.

APY)

Credit: Best money market account rates today, October 8, 2025 (secure up to 4.4%

Key Highlights

Money market accounts offer rates up to 4.1% APY.
Certificates of deposit can earn up to 4% APY.
High-yield savings accounts also provide rates up to 4% APY.
The Federal Reserve cut interest rates three times in 2025.
Deposit account rates are declining, making competitive rates more valuable.

Sources

This quick summary is automatically generated using AI based on reports from multiple news sources. The content has not been reviewed or verified by humans. For complete details, accuracy, and context, please refer to the original published articles.

Best money market account rates today, January 21, 2026 (secure up to 4.1% APY)

Key Highlights

Sources

Related Stories

Budget 2026: How ₹1.25 lakh LTCG tax limit and exclusion from 87A rebate hurt salaried mutual fund investors

Daily – Vickers Top Buyers & Sellers for 01/21/2026

Sun’s northward movement and south-easterly winds make afternoons warmer in several parts of Telangana