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Cancer insurance: Why standard mediclaim beats critical illness plans

SnapviewCancer insurance: Why standard mediclaim beats critical illness plans Kapil Mehta3 min read29 Dec 2025, 01:35 PM ISTCancer can return, either in the same organ or elsewhere. This recurrence makes the choice of insurance critical.(istockphoto)SummaryRising treatment costs and recurrence risks make choosing the right cancer coverage critical—here’s how to protect yourself financially. All health insurance policies today cover cancer. Thankfully, the days of ambiguity, about which cancers or treatments were included, are behind us.

Cancer insurance: Why standard mediclaim beats critical illness plans

Credit: Livemint

Key Highlights

  • Modern policies are generally comprehensive. Yet, cancer coverage deserves special attention.
  • It is common, expensive to treat, often involves emerging therapies, and can recur.
  • This year, five friends of mine, all in their 50s and 60s, were diagnosed with late-stage cancer.
  • What shocked me was that they were all fit and health-conscious; genetics ruled their fate.
  • Each spent over ₹30 lakh on treatment, and one will end up paying ₹60 lakh. Costs of this magnitude, concentrated over a year or two, can financially cripple a family.
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Sources

  1. Cancer insurance: Why standard mediclaim beats critical illness plans

This quick summary is automatically generated using AI based on reports from multiple news sources. The content has not been reviewed or verified by humans. For complete details, accuracy, and context, please refer to the original published articles.

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