Dave Ramsey Says Broke People 'Are Always Giving You Advice.' It's Out Of Fear 'You're Going To Outpace Them' Adrian Volenik Mon, December 22, 2025 at 1:32 AM GMT+5:30 3 min read Dave Ramsey has long criticized the financial advice given by people who aren't doing well with money themselves. The personal finance expert says that broke people often give advice out of fear, not wisdom, because they're worried about being left behind. “Broke people care deeply about what you think,” Ramsey wrote on X.