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Face ID For PF Accounts! How New EPFO Rules Benefit Employees And Retirees?

The Employees’ Provident Fund Organisation (EPFO), responsible for managing retirement-related schemes for salaried employees, has introduced a new digital process that enables members to generate and activate their Universal Account Number (UAN) independently, using Face Authentication Technology (FAT). Previously, obtaining a UAN required employees to be present in person, and even after that, they had to activate the number separately, which caused confusion, mistakes, and long delays. With the introduction of the new system on April 8, 2025, employees can generate and activate their UAN through the UMANG app by verifying their identities through face authentication, eliminating employer involvement at the first stage. Why was this change needed?EPFO flagged various problems with the earlier system, since it relied on employers and manual data entry. Multiple errors were observed in the personal details of the employees. The errors were in their names, mobile numbers, or there were Aadhaar mismatches, creating problems for the employees. In several cases, incorrect member IDs were linked to UANs, which made PF accounts inaccessible. The earlier system led to low activation rates.

Face ID For PF Accounts! How New EPFO Rules Benefit Employees And Retirees?

Credit: Timesnownews

Key Highlights

  • In the 2024-2025 financial year, only about 30-35 per cent of the allotted UANs were activated by the members due to confusion in the activation steps. According to NDTV Profit, nearly 50 lakh new UANs were generated through FAT by the end of 2025, around 2.59 lakh member IDs were successfully de-linked by members themselves, and over 32 lakh profile corrections were also completed by December, 2025. Other major EPFO ReformsMembers can now withdraw up to 75 per cent of their PF balance under the new liberalised rules. Roughly half of all PF claims are now settled automatically. The PF accounts are transferred automatically during job changes. Bank accounts can be verified without employer approval.
  • Auto-processing of advance claims for illness, housing, marriage and education has been expanded, with the limit increased up to Rs 5 lakh. Also Read: EPFO To Let Members Withdraw PF Directly Via UPI From April: All You Need To KnowNo more submission of blank cheque leaves for online claims. Passbook Lite is available on the member portal for easy access to PF balance and details. Pensioners can submit Digital Life Certificates from home with doorstep support from India Post Payments Bank. Pensions can be credited to any bank, anywhere in India. Latest News educationKCET 2026 Schedule Revised; Check Registration and Exam Dates HerepunePune PMC Poll Twist: 2 Women Candidates Jailed for Murder Secure Win from Ward 23sports'Ben Johns Is Still the Best in the World in Doubles,' Says Gabriel Tardio After Advancing to the PPA Tour SemifinalssportsShreyas Iyer IN, No Shubman Gill, Tilak Varma OUT!
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Sources

  1. Face ID For PF Accounts! How New EPFO Rules Benefit Employees And Retirees?

This quick summary is automatically generated using AI based on reports from multiple news sources. The content has not been reviewed or verified by humans. For complete details, accuracy, and context, please refer to the original published articles.

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