Fed interest rate cut bets shift for January Todd Campbell Mon, December 29, 2025 at 2:16 AM GMT+5:30 5 min read My Wall Street career kicked off nearly 30 years ago, and I've navigated the markets through, by my count, almost 225 Federal Reserve interest rate decisions. I learned long ago, through mentors, books, and real-world experience, that the friendlier the Fed, the better it is for investors. The Fed, which meets about every eight weeks to set interest rates, doesn't directly control how much banks charge borrowers, but its decisions do indirectly impact how much businesses and everyday Americans pay in interest on everything from credit cards to mortgages to factory floor and data center upgrades.