Money

I’m 44 with $2 million saved for retirement but I still feel way behind – is it too late to switch careers?

January 15, 2026

I’m 44 with $2 million saved for retirement but I still feel way behind – is it too late to switch careers? Kristin Hitchcock Thu, January 15, 2026 at 11:19 PM GMT+5:30 3 min read RDDT Key Points Despite $620K income and $2.1M net worth, the couple faces stress from $17K monthly expenses and $1.15M mortgage. Reducing the $17K monthly spending takes priority over career changes with uncertain income gains.

Credit: Yahoo

Key Highlights

Comfortable retirement is achievable without $8M through maximized 401(k) contributions and goal adjustment.
A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality.
Read more here.
One of the big problems with financial security is that it's often hard to tell when you've made it, especially if you compare your progress to others.
In one Reddit post I recently came across, the user was sharing their concerns over feeling behind on their financial journey, particularly when it came to retirement.

Sources

I’m 44 with $2 million saved for retirement but I still feel way behind – is it too late to switch careers?

This quick summary is automatically generated using AI based on reports from multiple news sources. The content has not been reviewed or verified by humans. For complete details, accuracy, and context, please refer to the original published articles.