Mutual fund SIP inflows surge to Rs 3.34 lakh cr in 2025; contributions peaked...

Key Highlights

• Total SIP contributions of Rs 3.34 lakh crore in CY25 reflect long-term intent and confidence, rather than short-term speculation,” said Feroze Azeez, Joint CEO, Anand Rathi Wealth.
• SIP contributions remained the backbone of mutual fund flows, consistently crossing Rs 29,000 crore in September, October and November, and peaking at an all-time high of Rs 31,000 crore in December.
• Industry experts believe that SIPs have been gaining popularity among investors, as they help with Rupee Cost Averaging and investing in a disciplined manner without worrying about market volatility or timing the market.
• A Balasubramanian, Managing Director & CEO, Aditya Birla Sun Life AMC, said that continued SIP investments, even amid global volatility and market fluctuations, point to rising financial awareness, reflecting disciplined investing.
• Ankur Punj, MD – Business Head, Equirus Wealth, suggested that continuing SIPs, diversifying across asset classes and aligning investments with long-term goals will be far more effective than trying to time markets in an uncertain global environment.