Key Highlights
- Instead of needing complex strategies to earn rewards, the PhonePe HDFC Ultimo card focuses on everyday spends such as Recharges, Utility Bill Payments, Online Shopping and more.
- Cardholders get 10 per cent cashback on essential PhonePe categories – this includes Recharges, DTH subscriptions, Utility Bills and other everyday bill payments.
- Every top-up, electricity bill, and broadband payment now delivers substantial rewards.
- Beyond bills, HDFC Ultimo’s 1 per cent cashback on all Scan n Pay transactions has made local shopping more rewarding.
- From neighbourhood kirana stores to street food vendors, every QR code scan now contributes to your cashback balance.



