Santam Syndicate 1918 gains Lloyd’s approval to underwrite from 2026 Syndicate 1918 will initially underwrite across seven business classes · Life Insurance International Vidhya Edwards Munnangi Tue, December 2, 2025 at 3:39 PM GMT+5:30 2 min read SNT. JO South African short-term insurer Santam’s Syndicate 1918 has secured Lloyd’s approval to commence underwriting from 1 January 2026. The approval follows an in-principle licence granted in July and reflects the venture’s completion of all required operational procedures. In recent months, Santam has focused on establishing the syndicate’s core structure.