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Shopping for pricy ACA health plans? Some cheaper options come with trade-offs

Shots - Health News Shopping for pricy ACA health plans? Some cheaper options come with trade-offs December 21, 202512:48 PM ET From By Julie Appleby For the millions of Americans who buy Affordable Care Act insurance, there's still time left to enroll for 2026. But premium increases and the expiration of enhanced tax subsidies have led to larger-than-expected costs.

Shopping for pricy ACA health plans? Some cheaper options come with trade-offs

Credit: Npr

Key Highlights

  • Concerned shoppers, wondering if there's anything they can do, are consulting insurance brokers or talking to representatives at ACA marketplace call centers.
  • "We're hearing from people with complex medical conditions who don't think they can survive if they don't have access to medical care," said Audrey Morse Gasteier, executive director of the Massachusetts Health Connector, that state's insurance marketplace.
  • And some are considering going outside the ACA to find more affordable options.
  • But that requires caution.
  • Congress is unlikely to extend the enhanced subsidies before the year's end.
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Sources

  1. Shopping for pricy ACA health plans? Some cheaper options come with trade-offs

This quick summary is automatically generated using AI based on reports from multiple news sources. The content has not been reviewed or verified by humans. For complete details, accuracy, and context, please refer to the original published articles.

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