Key Highlights
- Wage garnishment for student loan borrowers in default will start in early 2026.
- Notices will be sent to about 1,000 borrowers beginning the week of January 7.
- Approximately five million borrowers are currently considered in default.
- Borrowers must receive a 30-day notice before wages can be garnished.
- Default is defined as being 270 days past due on student loan payments.
