Money

The best cash-back credit cards for January 2026

December 24, 2025

In January 2026, several credit cards are highlighted for their benefits, including cash-back options and building credit. The top cash-back cards include the Chase Freedom Unlimited® and the Blue Cash Preferred® from American Express, while options for building credit feature the Capital One Quicksilver Secured Card and the Bank of America Unlimited Cash Rewards Secured Card.

The best cash-back credit cards for January 2026

Credit: Chase Freedom Unlimited®Best overallLearn more

Key Highlights

Chase Freedom Unlimited® is noted as the best overall cash-back card.
Blue Cash Preferred® from American Express is recommended for grocery purchases.
Capital One Quicksilver Secured Cash Rewards Credit Card is highlighted for building credit.
Bank of America® Customized Cash Rewards Credit Card offers customizable rewards.
U. S. Bank Cash+® Secured Visa® Card is recognized for flexible earning.

Sources

This quick summary is automatically generated using AI based on reports from multiple news sources. The content has not been reviewed or verified by humans. For complete details, accuracy, and context, please refer to the original published articles.

The best cash-back credit cards for January 2026

Key Highlights

Sources

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