Key Highlights
- In December 2025, the platform processed a record 21.6 billion transactions worth ₹30 trillion, up 29% year-on-year in terms of volume and 20% in terms of value.
- During the month, it recorded an average daily transaction count of 698 million and an average daily transaction amount of ₹90,217 crore.
- The sustained increase in monthly transactions reflects the structural change in consumer behaviour, with UPI becoming the default mode of payment across metros as well as smaller towns, experts said.
- “UPI has reaffirmed its role as the backbone of everyday commerce, enabling seamless payments from metro cities to the last mile in Bharat (India's small towns and villages),” said Anand Kumar Bajaj, founder and managing director of payments platform PayNearby.
- NPCI’s recent initiative to strengthen UPI Autopay through a dedicated mandate-management portal is a timely step toward improving transparency, user control, and ease of recurring payments across subscriptions, utilities, and digital services, he added.
