Waiting for a market crash may cost you more than investing at record highs

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• Subscribe now MUMBAI : With equity markets hovering near record highs, many investors are choosing to wait, hoping for a correction before committing fresh money.
• The instinct is understandable: buying at lower levels should, in theory, boost long-term returns.
• The problem is that market bottoms are visible only in hindsight, and waiting for the “right" level often means staying out while markets move higher, or re-entering after prices have already rebounded.
• The central question, then, is whether market timing meaningfully improves outcomes for long-term investors.