Mint Money What really counts in life insurance: The claim experience Venky Iyer , Rushabh Gandhi 3 min read 05 Dec 2025, 01:44 pm IST Wider Aadhaar-linked verification and payout mechanisms can help simplify disbursals, especially in rural areas. (Pixabay) Summary India’s life insurers are strengthening trust through faster settlements, digitized processes and tighter governance, even as challenges like nomination gaps and fraud prevention persist. Gift this article This is a Mint Premium article gifted to you.