HELOC rates today, December 8, 2025: Rates have dropped 60 basis points this year

December 8, 2025

As of December 8, 2025, the national average HELOC rate has decreased to 7.44%, marking its lowest point for the year after a drop of 60 basis points since January. This trend indicates that borrowing against home equity is becoming more affordable for homeowners.

Credit: Yahoo

Key Highlights

Current average HELOC rate is 7.44% as of December 8, 2025.
HELOC rates have dropped by 60 basis points since early 2025.
The rate is under 7.5%, the lowest point in 2025.
The highest HELOC rate in 2025 was recorded in January.

Sources

This quick summary is automatically generated using AI based on reports from multiple news sources. The content has not been reviewed or verified by humans. For complete details, accuracy, and context, please refer to the original published articles.

HELOC rates today, December 8, 2025: Rates have dropped 60 basis points this year

Key Highlights

Sources

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