Key Highlights
- And this credit report has the history captured over your entire credit lifecycle.
- This is why the accuracy of the information in your credit report is extremely important.
- Regulators have defined standardised formats for the type of information that credit bureaus must collect from lenders.
- This information is shared by lenders in a templatised manner periodically with the bureaus.
- In this format, some fields are mandatory, while others are optional.



