Story byJason LoganSun, January 18, 2026 at 11:38 PM UTC·3 min readThe New England Patriots take on the Denver Broncos in the AFC title game, and the Seattle Seahawks host either the Chicago Bears or L. A. Rams in the NFC finale. Our NFL picks are split between just two spreads and two totals, but when you wager on these conference title lines, it could make all the difference. AdvertisementAdvertisementAdvertisementI highlight the best spreads and totals to jump on right away, as well as which ones you may want to wait for market movement. Here are my “Bet Now, Bet Later” NFL picks for Championship Sunday. NFL predictions: Conference Championships bet now, bet later picksPatriots at Broncos (Under 41.5): Bet NowPatriots at Broncos (+4.5): Bet LaterMORE NFL FREE PICKSNew England Patriots at Denver Broncos (Under 41.5): Bet Now-110 at DraftKingsBy now, you’ve heard the Denver Broncos lost QB Bo Nix to an ankle injury at the end of Saturday’s win over Buffalo. That leaves this pop-gun offense in the hands of backup Jarrett Stidham, who hasn’t thrown a pass that matters in two seasons. AdvertisementAdvertisementAdvertisementBefore the Nix injury, the look-ahead total for this AFC title game pairing was 45.5.