Key Highlights
- It's crucial to have a withdrawal rate that aligns properly with your investment mix.
- The $23,760 Social Security bonus most retirees completely overlook › Building a nest egg for retirement is not an easy thing.
- It takes decades of hard work and some sacrifices to free up the money you'll put into your IRA, 401(k), or other accounts, as well as some smart choices about what assets to invest those funds in.
- But with any luck, your efforts will pay off with a nice pile of money that serves your needs well once you stop working.
- But after putting in all that effort, the one thing you don't want to do is put yourself at extra risk of running out of money during your golden years.

