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Why rebalancing and SIPs matter more than perfect entry points

Mint Money Why rebalancing and SIPs matter more than perfect entry points Ankur Punj 3 min read 19 Jan 2026, 10:45 am IST In falling markets, fear of losses pushes investors to sell low and delay re-entry until most of the recovery is already behind them. (Image: Pixabay) Summary India’s markets may be booming, but disciplined asset allocation and regular rebalancing—not market timing—are what help investors compound wealth, manage volatility and avoid costly behavioural mistakes. Gift this article This is a Mint Premium article gifted to you.

Why rebalancing and SIPs matter more than perfect entry points

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Key Highlights

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  • Subscribe now Indian equity markets have been among the world’s best performers for several years, and investors have benefited from this sustained bull run.
  • However, those who stuck to a disciplined asset-allocation strategy and rebalanced their portfolios periodically have generated superior long-term returns compared with investors who relied mainly on stock selection or market timing.
  • Asset allocation is especially critical for Indian investors given high market volatility, concentrated equity risks, and the availability of multiple asset classes such as debt and gold or silver.
  • A well-structured allocation framework delivers better risk-adjusted returns than stock picking alone.
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Sources

  1. Why rebalancing and SIPs matter more than perfect entry points

This quick summary is automatically generated using AI based on reports from multiple news sources. The content has not been reviewed or verified by humans. For complete details, accuracy, and context, please refer to the original published articles.

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