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Money

Best high-yield savings interest rates today, December 24, 2025 (Earn up to 4% APY)

As of December 24, 2025, high-yield savings accounts, money market accounts, and certificates of deposit (CDs) offer competitive interest rates amid a declining trend due to multiple Federal Reserve rate cuts. While savings account rates have dropped, consumers can still find rates up to 4% APY for high-yield savings and CDs, and 4.25% APY for money market accounts.

Best high-yield savings interest rates today, December 24, 2025 (Earn up to 4% APY)

Credit: Yahoo

Key Highlights

  • High-yield savings accounts offer up to 4% APY.
  • Money market accounts can secure interest rates up to 4.25% APY.
  • Certificates of deposit can lock in rates above 4% APY.
  • The Federal Reserve has cut the federal funds rate three times in late 2024 and again in 2025.
  • Deposit account rates are generally on a steady decline.
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Sources

  1. Best money market account rates today, December 24, 2025 (secure up to 4.25% APY)
  2. Best high-yield savings interest rates today, December 24, 2025 (Earn up to 4% APY)
  3. Best CD rates today, December 24, 2025: Lock in up to 4% APY

This quick summary is automatically generated using AI based on reports from multiple news sources. The content has not been reviewed or verified by humans. For complete details, accuracy, and context, please refer to the original published articles.

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